Dealer · Financing
Financing, made simple.
Flexible terms on Bad Boy & TYM equipment — as low as 0% APR.
Current offers
How it works
1
Apply online
Fill out a short, secure application through our lender — about two minutes.
2
Get approved
Most applicants get a fast decision, with terms that fit your budget.
3
Take it home
Sign, and we'll have your tractor or mower serviced and ready to work.
Estimate your payment
Estimate only — not a quote, offer, or commitment to lend. Actual terms depend on credit approval, model, and current programs. Contact JJ Riggs for exact figures.
Our lending partners
Apply online with Sheffield Financial — a trusted name in equipment lending. A few minutes for a fast, no-obligation decision, then come see us to finalize.
Pre-qualify onlineSheffield is just one option. We work with several other lenders you can apply for in person at the shop — a little more paperwork, but more ways to get approved. Talk to us about your options →
Financing questions
What credit do I need to qualify?
A range of credit profiles can qualify, and approvals depend on the lender's review. The fastest way to find out is the no-obligation online application — it won't commit you to anything.
What do I need to apply?
Basic personal and income information, plus the equipment you're interested in. The online application walks you through each step in just a few minutes.
What terms are available?
Terms commonly range from 24 to 84 months depending on the model and current programs. Promotional rates like 0% and 0.99% APR vary by model and current program — ask us what's available right now.
Can I put money down or trade in?
Yes. A down payment lowers your monthly payment, and we accept trade-ins toward your purchase. Bring your trade by the lot or tell us about it when you request a quote.
Do you finance implements and attachments too?
Often, yes — implements bought with a tractor can usually be included. Ask us and we'll bundle it into your quote.